New York coverage
Black Car & TLC Insurance
TLC-compliant liability for black car, livery, limo and rideshare operators — filed directly with the TLC so your plates stay active.

What your policy can include
- TLC and DMV filings submitted same day
- $100k/$300k livery liability limits
- Base affiliation and per-vehicle certificates
- Coverage for FHV, luxury sedan, SUV and limo classes
- Down payments and monthly billing options
We compare your options across the carriers we represent, explain the difference in plain language, and only recommend the limits that actually fit your situation. If a cheaper policy would leave a gap, we tell you before you sign.
How the process works
- 1Tell us about the vehicle, property or business you need covered.
- 2We shop your profile with our carriers and come back with real numbers.
- 3You pick the option you like, and we bind coverage the same day.
Also worth covering
Commercial Fleet & Trucking
Fleet auto, cargo vans, box trucks and paratransit — one policy, one renewal date, scheduled or blanket vehicle coverage.
See coverage →Commercial Lines & Workers' Comp
General liability, workers' compensation, garagekeepers and umbrella limits for bases, garages, dispatch offices and contractors.
See coverage →